Showing posts with label credit cards. Show all posts
Showing posts with label credit cards. Show all posts

Thursday, March 27, 2008

Credit Card Shuffle


Okay. The truth is that I have too many credit cards. And I shuffle them. It's sort of like a ponzi game. I apply for the cards that offer the No Interest Until Armageddon option, get one, transfer the balance on a card that is coming close to Armageddon, close the account and move on. Meanwhile, I pay absolutely no interest. Ever.

This morning, I transferred the balance on my Washington Mutual card to Citibank because I am due to start paying interest in April on WaMu. Guess which card has my recent trip on it? Yep. WaMu. Now I will have a year longer to pay it off without interest.

This gets rather complicated but the point of this post isn't to lament my financial problems.

These credit card companies make me laugh!

Each time I get an offer in the mail from some company, they try to entice me with all kinds of choices. Would I like a picture of my dog on my card? How about Disney characters? My picture? The Grand Canyon?

No Khon Kaen? No boats on the Chao Phraya?

But I have to choose something. The application will not be processed without choosing my very own card design. So many critical choices!

I'm content with a plain old grey plastic card with numbers, a logo and expiration date on it.

Perhaps what they should do is allow us to send a photograph from our personal collections and have them put on the plastic.

Can you imagine? Self-expression while getting further in debt. Perhaps we can design our own cards with our very own artwork! Or we can list all of our significant interests and hobbies, kind of like a personals ad.

Might as well.

I can't do anything else. I owe too much credit card debt.

:)

So tell me your credit card horror stories.

~*